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Philosophy

With a strong background in academic research and evidence-based investing, Frontier combines classic investment theory with cutting edge research in alternative asset classes to bring together a truly innovative multi-asset investment solution.

The key components – the “four pillars” of the Frontier philosophy are:

1. Traditional and Alternative Asset Classes Generate Long Run Real Returns

Over the medium to long term (5 to 10 years), traditional and alternative asset classes generate a return above inflation (real return). Alternative asset classes have embedded sources of real return combined with attractive volatility and correlation properties.

2. Strategic Asset Allocation Drives the Majority of Portfolio Return and Risk

The Strategic Asset Allocation of a portfolio will determine the vast majority of the portfolio’s return and risk. Market timing and tactical asset allocation activities are unlikely to add value over time: additional trading increases cost and potentially increases portfolio risk.

3. Modern Portfolio Theory: Diversification Increases Risk-adjusted Returns

Diversification across multiple asset classes with varied correlations increases portfolio risk-adjusted return creating a more “efficient” portfolio. Leveraging or deleveraging this efficient portfolio is a superior method of changing the risk/return profile vs. altering the portfolio asset allocation.

4. Index Investing Outperforms the Majority of Actively Managed Investments

Index investing captures the return of an asset class at very low cost and outperforms the majority of active managers within the asset class. Over time, this outperformance has a significant effect on overall returns.